Located in Reno, Nev., Cornerstone Retirement is a financial advisory firm serving the retirement needs of Northern Nevada and Northern California residents. As an independently owned and operated financial advisory practice, our professionals at Cornerstone Retirement provide unbiased counsel and comprehensive financial solutions for each client through trust, expertise, communication and reliability. As a provider of truly comprehensive service offerings, we take each component of your financial portfolio into consideration—whether it’s retirement planning, wealth accumulation, asset protection or tax planning—we ensure each part works in collaboration with its counterparts to produce the best financial results for you and your family.
As people are living longer, health costs are rising, non-traditional retirement plans are being eliminated, and the cost of living is increasing. Relying on Social Security to cover retirement needs is nearly impossible. At Cornerstone Retirement, we can assist with all your needs in retirement planning as we advise our clients on implementing wealth accumulation, asset protection, tax planning, estate planning, income planning, long-term care, and life insurance strategies into your retirement planning portfolio. We want to provide you with peace of mind, knowing that you will maintain the same quality of life (or better) during your retirement years and ensure that you can safeguard your future and that your estate will be passed onto your heirs in the most tax-advantageous manner.
Whether you are developing an income plan or determining your risk tolerance, Cornerstone Retirement can help you create and implement a wealth accumulation plan to meet your financial goals. We can help you manage your money while minimizing risk and accumulating the funds to meet your financial objectives.
There are multiple strategies and tools that may be integrated into your financial plan to protect your assets. Cornerstone Retirement can help you select and refine the appropriate asset protection and asset diversification strategies to meet your financial needs. We will help you develop a plan that includes a legal will, powers of attorney, an estate plan and potentially a trust. All of these important documents will help you keep more of your hard-earned money and give you the ability to pass on more of your assets to your heirs (rather than the IRS).
With every year that passes, so does a new April 15th tax deadline. Cornerstone Retirement's tax planning specialists understand the importance of making sure you take advantage of all the tax deductions and exemptions available. We can work directly with your CPA to make sure you are not overpaying taxes and that your financial portfolio is organized to your advantage. We can assist you with lowering your taxable income while increasing your spendable income. We also provide consultation on capital gains deferral, income tax reduction and compound-interest strategies.
IRA Legacy Planning
IRA legacy planning is an important strategy that helps secure how you will pass along your hard-earned retirement savings to your family and/or friends upon your passing and protecting your accounts from the IRS. Cornerstone Retirement can show you how to leave a legacy to your children, grandchildren, and great-grandchildren while minimizing taxes due.
IRA & 401K Rollovers
Cornerstone Retirement can help you roll over your retirement savings accounts – thus helping you avoid unnecessary taxes, penalties, and fees – and build a comprehensive retirement plan. Whether you have a 401(k), pension, 403b, IRA, or 457, we can help you create the plan you need to reach your retirement goals. We help you turn your nest egg into a golden egg.
Long Term Care
Perhaps you don't need long-term care today; being prepared for a long-term illness now can alleviate stress and associated costs in the future, whether you purchase long-term care insurance or not.
Cornerstone Retirement is a financial advisory firm serving the retirement needs of Northern Nevada and Northern California residents.
Creating peace of mind and impacting lives with personalized financial solutions.